MEET THE TEAM
Director and Financial Adviser
Paul has worked in the Financial Services Industry for over 20 years, in both the corporate and independent sectors for the likes of FCE Bank, Connells and Lifetime. In 2003, Paul set up his first company and is now Director of SR Finance and Sands Financial Management. Paul enjoys spending time with his wife Caroline and their two daughters. When time permits he enjoys watching Spurs, punishing himself at HIIT classes and learning Spanish.
Qualifications: CeMAP, Dip FA.
Interesting fact: Paul is a qualified Chef
Director and Financial Adviser
After a career in the print and electronics industries, Matt moved into financial services over 10 years ago. Building a large client bank as a Mortgage and Protection Adviser, he completed his qualifications and began advising clients on all aspects of their financial well- being. As Director, Matt is passionate about providing clients with a bespoke service that sets the company apart from the competition. Matt spends most of his spare time watching his two sons play football and rugby.
Qualifications: CeMAP, CertRER, Dip FA.
Interesting fact: Matt still plays rugby himself (and yes it does hurt afterwards).
Starting her career at Lloyds Bank at the age of 16, Gina has gained a breadth of experience spanning nearly 30 years, working for several different companies in a wide variety of roles. After obtaining her DipFA Qualification, she has found her niche helping clients from all walks of life to plan for and manage life changing financial events. Gina has 3 teenage girls who keep her busy. When she does have time to herself she enjoys treading the boards at Hertford Theatre.
Qualifications: CeMAP, DipFA, CertRER.
Interesting fact: Gina is a qualified Aerobics Instructor.
Mortgage & Protection Specialist
After gaining his CeMAP in 2007, Gary joined Paul in 2010 working initially as a Paraplanner. After gaining experience to become an adviser Gary chose to specialise in New Build Developments, dealing with the government’s Help to Buy scheme to help many first time buyers, as well as home movers, take the next step up the property ladder. Gary and his wife have 2 young children and they enjoy spending family time together as much as possible.
Qualifications: CeMAP, CertRER, CeRCC, CeSRE.
Interesting fact: Gary enjoys adrenaline sports including Sky Diving and swimming with Sharks.
Mortgage & Protection Specialist (On Maternity Leave)
Leanne has worked in the financial services industry for over 11 years, initially for Lloyds TSB, moving to Nationwide Building Society then Connells Estate Agents. Qualifying as a Mortgage Adviser was the point at which she found her vocation. She recently joined the team at Sands Financial Management, where she has access to the whole of market and is able to help clients from all walks of life with their mortgage and protection needs.
Interesting fact: Leanne is a keen football player and is a qualified football coach.
Mortgage & Protection Specialist
Andy has worked in the Financial Services Industry for over 20 years, when he joined Ford Credit in 1996, spending over 10 years in customer facing roles before joining VWFS. In 2014, Andy joined the team at Sands as Office Manager.
Andy has recently acquired his CeMAP qualifications to become a Mortgage & Protection adviser and is currently the newest adviser in the company. He is eager to learn and help others.
Andy is married with two children. He likes to thinks he is sporty and regularly attempts to play football or golf. After completing the Tough Mudder challenge last year, he has accepted another challenge and is currently in training for the Edinburgh marathon, hoping to complete in a respectable time.
Interesting fact: Andy has an 18” steel pin in his leg for life after a skiing accident in 2002.
Compliance Officer/Office Manager
Debbie has worked in financial services since 2007, gaining over 13 years’ experience in financial services!
Debbie joined the team at Sands Financial Management in September 2015 and oversees the compliance within the company and ensures the smooth running of the office. Debbie enjoys spending time with her 2 teenagers, family and friends and enjoys photography, music and nights out with friends!
Interesting fact: Debbie is a big music lover and regularly attends festivals and gigs!
Sue has accumulated 17 years experience working within the Financial Services, she joined Sands in October 2015 after working previously for another firm of Financial Advisors.
Her role here at Sands is to offer support to the Advisors with her administration skills within the Mortgage and Protection industry. She always has Sands clients best interests at heart and will always do her utmost to offer any help and support to them.
Sue loves to spend her spare time walking or cycling through the countryside and when she is not out and about, you will find her dancing in the Kitchen!! But her love for her 4 children and 7 Grandchildren will always come before anything else in her private life.
Interesting fact: Sue has always had a passion to become a Rally driver.
Michelle has been working in the Financial Services industry for the past 15 years. She started her career as a life and pensions administrator, during which time she obtained her Financial Planning Certificate. She then went on to become a qualified Financial Adviser for AXA. But Michelle’s passion was in the creation of a financial solution, so in 2010 she took a step back from advising and became a Paraplanner for a firm of Independent Financial Advisers. This enabled her to focus on conducting in depth research to design investment strategies tailored to the individual, to help meet their financial goals and aspirations.
Michelle has recently joined Sands on a part time basis following the birth of her first child. When she is not working her time is spent running around after her lively one year old son.
Qualifications: R01,R03, CertPFS
Interesting fact: Michelle originally studied to work in the fashion industry, but now just uses shopping as an expensive hobby.
Mortgage & Protection Paraplanner
Erny started her career in fashion buying prior to making a career change to financial services at a private equity firm in London where she found her passion for a career in finance. Erny has recently joined Sands as a paraplanner to eventually qualify as a financial advisor in mortgages and protection.
Having recently become a mother she loves spending time with her husband and one year old daughter as well as going for long walks in the countryside. However prior to motherhood if she wasn’t travelling the world you would have probably caught her and her husband eating out as they are real foodies!
Interesting fact: Erny’s original family heritage goes back to China where her ancestors are believed to be part of the Imperial Dynasty blood line. Even so, she speaks very basic Chinese and can just about use a pair of chopsticks…!!
Helena started her career at Retail Head Office with TKMaxx as an Office Administrator for the European Buying Office .
After 10 years, she decided to work within store for a major supermarket to be closer to home and spend more time with her growing family.
In July 2017, Helena joined Sands Financial Management as an Administrator. She is enjoying learning a new role within the financial sector and is looking forward to her future within the company.
She enjoys spending any spare time with her 3 children and has recently taken up Clubbercise.
Interesting fact: Helena was once a ‘brolly’ dolly for a Superbike Race team when Karl Fogerty was racing.
Investment Team Administrator
Grace has worked in the Financial services since 2015. Starting her career as an apprentice at a partner of a large investment firm, her role progressed, developing her knowledge on investments, pensions and inheritance tax planning.
In January 2020, Grace joined Sands Financial Management as an administrator. In Grace’s spare time she loves spending time with her family exploring the national trust sites or in the gym.
Interesting fact: Grace is a qualified Nail Technician